EL DINERO NO ME ALCANZA…QUE HAGO?

Nunca es tarde para organizarse.

Nuestros hábitos financieros nos pueden conducir al éxito o al fracaso, y si aprendemos a administrar lo poco, sabremos administrar lo mucho.

Un porcentaje para cada cosa nos puede ayudar a distribuir de una forma equitativa entre gastos, ahorros, inversiones o donaciones.

No podemos gastar el porcentaje de los ahorros y de las inversiones esperando ganar mejor, lo que hay que hacer es recortar los gastos innecesarios y «arroparse hasta donde la sabana nos alcance».

Y recuerda siempre pagarte a ti mismo luego de haber alcanzado una meta.

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Our financial habits can lead us to success or failure, and if we learn to manage a little, we will know how to manage a lot.

A percentage for each thing can help us distribute in an equitable way between expenses, savings, investments or donations.

We cannot spend the percentage of savings and investments hoping to earn better, what we have to do is cut unnecessary expenses and «wrap ourselves as far as the savannah reaches us.»

And remember to always pay yourself after you’ve reached a goal.

klrr

Sometimes we think that people who enter the endless ladder of debt are irresponsible who spend more than they enter. Let’s analyze the triggers so that we avoid them.

Debt can become a sovereign headache. Knowing that by collecting we will not have enough money to meet the commitments made can end the health of a human.

A light analysis can lead us to think that this indebted person lives beyond his possibilities, which is often true. Few will make a mea culpa to plead part of the problem. The goal in doing so is to be part of the solution.